Differential assessment of financial and relationship distress: implications for couples therapy.

This study examined the role of financial conflicts, problem-solving communication deficits, and global relationship distress among couples in marital therapy and couples seeking assistance at a nonprofit agency providing financial counseling services. Analyses comparing these two groups of couples with each other and with a third group of couples from the general community yielded a two-component model for differential assessment and intervention with couples experiencing financial concerns. Differences in findings for husbands and wives provided additional implications for effective interventions with these couples.