AI Article Synopsis
- Over 95% of U.S. general dentists were found to purchase malpractice insurance, according to a 1992 national survey.
- Previous complaints or claims against dentists led to higher insurance premiums, particularly for practice owners.
- Factors like the number of lawyers in a state, regulations on dental hygienists, the number of dental offices, and water fluoridation levels also influenced the cost of premiums.
Article Abstract
According to a 1992 national survey, more than 95 percent of general dentists in the United States purchased malpractice insurance. The authors evaluated the survey findings to identify factors that had the greatest effect on dentists' insurance premium costs. Premiums were higher for dentists who had been the subject of previous complaints or claims, as well as for those who owned their practices. States with fewer lawyers had lower premiums. Finally, state limits on use of dental hygienists, number of offices and the extent of water fluoridation also affected premium levels.
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| http://dx.doi.org/10.14219/jada.archive.1995.0283 | DOI Listing |
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