AI Article Synopsis
- Commercial health insurance plays a crucial role in China's Healthy China strategy, complementing social medical insurance.
- The study uses 2017 CGSS data and a probit model to examine how Internet use affects the purchase of commercial health insurance among urban and rural residents.
- Results indicate that Internet use boosts insurance purchases more significantly for rural residents compared to urban ones, suggesting that enhanced social levels through Internet access can further encourage these purchases.
Article Abstract
As a necessary supplement to social medical insurance, commercial health insurance is an important part of the Healthy China strategy. This study, based on the Chinese General Social Survey (CGSS) data in 2017, uses the probit model to analyze and study the internal relationship between Internet use and commercial health insurance purchase of urban and rural residents. The research results show that the use of the Internet significantly promoted commercial health insurance purchases of residents, and the promotion effect for rural residents is apparently better than that among urban residents. In addition, the social level of residents is improved through the use of Internet, which can promote commercial health insurance purchases. It provides a significant reference value for the effective integration of Internet use and commercial health insurance, and the high-quality development of the modern insurance industry.
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Source |
|---|---|
| http://www.ncbi.nlm.nih.gov/pmc/articles/PMC9311374 | PMC |
| http://dx.doi.org/10.3389/fpubh.2022.907124 | DOI Listing |
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