Both collection risk and waiting costs give rise to the behavioral constellation of deprivation.

Pepper & Nettle explain the behavioral constellation of deprivation (BCD) in terms of differences in collection risk (i.e., the probability of collecting a reward after some delay) between high- and low-socioeconomic-status (SES) populations. We argue that a proper explanation should also include the costs of waiting per se, which are paid even when the benefits are guaranteed.