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Importance of Mediclaim policies covering congenital anomalies in India.
Indian J Public Health
June 2015
Department of Pediatric Surgery, All India Institute of Medical Sciences (AIIMS), New Delhi, India.
Understanding perception and factors influencing private voluntary health insurance policy subscription in the Lucknow region.
Int J Health Policy Manag
February 2015
Department of Humanities and Social Sciences, National Institute of Technology, Silchar, Assam, India.
Background: Health insurance has been acknowledged by researchers as a valuable tool in health financing. In spite of its significance, a subscription paralysis has been observed in India for this product. People who can afford health insurance are also found to be either ignorant or aversive towards it.
View Article and Find Full Text PDFFinancial Protection in Health Insurance Schemes: A Comparative Analysis of Mediclaim Policy and CHAT Scheme in India.
J Health Manag
March 2012
Health Economist and Adj. Assistant Professor, South Asia Network for Chronic Diseases (SANCD), Public Health Foundation of India, New Delhi.
This article analyzes the level of financial protection to low-income people during illness in 'private health insurance' and 'people's preferred health insurance'. In a hypothetical situation of being insured with both the pro-poor version of the 'Mediclaim policy' (private health insurance) and CHAT-'Choosing Health Plans All-Together'-scheme (people's preferred health insurance), this study analyzed the out-of-pocket-spending for health care incurred by persons per reported illness episodes in four select resource-poor locations in India. Three data sources were used: (a) household survey, (b) CHAT: a field-based experiment conducted in India to reveal people's preference for health insurance benefits and (c) the specification of conditions of Mediclaim policy.
View Article and Find Full Text PDFCommunity-based health insurance schemes in India: a review.
Natl Med J India
July 2003
Health Policy Unit, London School of Hygiene and Tropical Medicine, Keppel Street, London WC1E 7HT, UK.
There is an increasing inclination among multinational agencies--including the World Bank, World Health Organization and International Labour Organization--to advocate community-based health insurance (CBHI) schemes as part of a comprehensive solution to improving access for healthcare services in India. This paper reviews the experience of Indian CBHI schemes, their impact on health system goals, such as access to hospitalization and protection from indebtedness, and the factors--particularly scheme design and management--that may contribute to success. The CBHI schemes in India are extremely diverse in terms of their designs, sizes and target populations.
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