Using the 1996 Medical Expenditure Panel Survey, this study estimates a model of household demand for employer-based health insurance to investigate the set of plan and household characteristics that influence coverage choices. Overall, we find that households are sensitive to price with respect to their coverage decisions, and that price sensitivity varies by marital status, wealth, and the number of offers of employer coverage available to the household. We also find that lower-income households are less likely to select an option that provides coverage for all household members. Using our model estimates, we simulate the effect of employers offering various levels of "opt-out" payments on changes in workers' probabilities of not taking up coverage and on expected costs.
Download full-text PDF |
Source |
|---|---|
| http://dx.doi.org/10.5034/inquiryjrnl_43.4.315 | DOI Listing |
Publication Analysis
Top Keywords
Similar Publications
Estimated Reduction in Health Care Spending Associated With Weight Loss in Adults.
JAMA Netw Open
December 2024
Department of Health Policy and Management, Rollins School of Public, Health Emory University, Atlanta, Georgia.
Importance: Recent data from federal surveys show that more than 70% of adults have either overweight or obesity. Overweight and obesity are associated with several expensive chronic conditions, such as type 2 diabetes, heart disease, hypertension, and hyperlipidemia. The prevalence of chronic disease is a key driver of rising health care spending among employers and the Medicare program.
View Article and Find Full Text PDFPredictors of Engagement in Multiple Modalities of Digital Mental Health Treatments: Longitudinal Study.
J Med Internet Res
November 2024
Division of Geriatrics and Palliative Medicine, Weill Cornell Medicine, New York, NY, United States.
Background: Technology-enhanced mental health platforms may serve as a pathway to accessible and scalable mental health care; specifically, those that leverage stepped care models have the potential to address many barriers to patient care, including low mental health literacy, mental health provider shortages, perceived acceptability of care, and equitable access to evidence-based treatment. Driving meaningful engagement in care through these platforms remains a challenge.
Objective: This study aimed to examine predictors of engagement in self-directed digital mental health services offered as part of an employer-based mental health benefit that uses a technology-enabled care platform.
Moving Diabetes Prevention Programs to the Workplace: A Qualitative Exploration of Barriers and Facilitators to Participant Engagement When Implemented by an Employer-Based Clinic.
Prev Chronic Dis
October 2024
Division of Primary Care and Population Health, Department of Medicine, Stanford University School of Medicine, Stanford, California.
Purpose And Objectives: The Diabetes Prevention Program (DPP), an effective evidence-based strategy to reduce the incidence of type 2 diabetes, has been widely implemented in various locations, including workplaces. However, most people do not remain engaged in the program for the recommended full year. Limited qualitative research exists around participant engagement in the workplace DPP.
View Article and Find Full Text PDFStatin use trajectories postbariatric surgery: a matched cohort analysis.
Surg Obes Relat Dis
February 2025
Division of Advanced GI And Bariatric Surgery, Mayo Clinic, Jacksonville, Florida. Electronic address:
Background: Metabolic and bariatric surgery (MBS) is the most durable treatment of obesity and can reduce statin use.
Objective: We compare statin use trajectories in patients with and without MBS.
Methods: Adults with a body mass index ≥ 35kg/m were identified using a U.
Differences in Exposures to Adverse Childhood Experiences by Primary Source of Health Care, Behavioral Risk Factor Surveillance System 2019-2020.
Med Care
December 2024
Center for Health Equity Research and Promotion, VA Pittsburgh Healthcare System, Pittsburgh, PA.
Objectives: To estimate the prevalence of adverse childhood experiences (ACEs) among a population-based sample of adults in the United States by their primary source of health care.
Background: Debate continues around the effectiveness and implementation of health care-based screening of ACEs. However, it is unclear how the burden of ACEs would be distributed across different sources of health care (ie, what a health system might expect should it implement ACEs screening).
Want AI Summaries of new PubMed Abstracts delivered to your In-box?
Enter search terms and have AI summaries delivered each week - change queries or unsubscribe any time!