Download full-text PDF |
Source |
|---|
Publication Analysis
Top Keywords
Similar Publications
The impact of a retirement savings account cap.
EBRI Issue Brief
August 2013
Employee Benefit Research Institute, Washington, DC 20005-4051, USA.
This Issue Brief provides an initial analysis of the potential financial impact on private-sector retirement benefits of the retirement savings account cap included in the Obama administration's FY 2014 budget proposal. It finds that although a very small percentage of current 401(k) participants with IRA accounts have combined balances sufficient to be immediately affected by the proposed limit, over time (and depending on the applicable discount rates, whether a defined benefit pension is involved, and the size of the 401(k) plan) the impact could be much greater. Simulation results for 401(k) participants assuming no defined benefit accruals and no job turnover show that more than 1 in 10 current 401(k) participants are likely to hit the proposed limit sometime prior to age 65, even at the current historically low discount rate of 4 percent.
View Article and Find Full Text PDFReality checks: A comparative analysis of future benefits from private-sector, voluntary-enrollment 401(k) plans vs. stylized, final-average-pay defined benefit and cash balance plans.
EBRI Issue Brief
June 2013
Employee Benefit Research Institute, Washington, DC 20005-4051, USA.
The knowledge and reasoning ability needed to manage one's finances is a form of human capital. Alzheimer's disease and other dementias cause progressive declines in cognition that lead to a complete loss of functional capacities. In this paper we analyze the impact of information about cognitive decline on the choice of household financial decision-maker.
View Article and Find Full Text PDF401(k) plan asset allocation, account balances, and loan activity in 2011.
EBRI Issue Brief
December 2012
Employee Benefit Research Institute, Washington, DC 20005-4051, USA.
THE BULK OF 401(K) ASSETS CONTINUED TO BE INVESTED IN STOCKS: On average, at year-end 2011, 61 percent of 401(k) participants' assets was invested in equity securities through equity funds, the equity portion of balanced funds, and company stock. Thirty-four percent was in fixed-income securities such as stable-value investments and bond and money funds. SEVENTY-TWO PERCENT OF 401(K) PLANS INCLUDED TARGET-DATE FUNDS IN THEIR INVESTMENT LINEUP AT YEAR-END 2011: At year-end 2011, 13 percent of the assets in the EBRI/ICI 401(k) database was invested in target-date funds and 39 percent of 401(k) participants held target-date funds.
View Article and Find Full Text PDFEffect of amorphization method on telmisartan solubility and the tableting process.
Eur J Pharm Biopharm
January 2013
Department of Physical Chemistry, Medical University of Gdansk, Gdansk, Poland.
Telmisartan (TLM), a poorly water-soluble angiotensin II receptor antagonist in crystalline form, was transformed into the amorphous state by the melt quench technique, as well as a cryogenic grinding method, in order to improve its physiochemical properties. The chemical stability of TLM, that is, the tendency of the material to resist change or decomposition due to internal reaction, or due to the effects of air, heat, light, pressure, etc., during formation of the amorphous phase was assessed by monitoring high performance liquid chromatography.
View Article and Find Full Text PDFWant AI Summaries of new PubMed Abstracts delivered to your In-box?
Enter search terms and have AI summaries delivered each week - change queries or unsubscribe any time!