Research on the impact of bank comxpetition on stability-Empirical evidence from 4631 banks in US.

This paper systematically analyzes the impact mechanism of bank competition on stability. We select the balanced panel data of 4,631 non-failure banks from 2002 to 2017 released by FDIC to do the estimation and then make an appraisal on bank competition with Lerner index and two kinds of Z-score to measure bank stability respectively. The 2SLS with fixed effect is applied for estimation.