Native Community Development Financial Institutions (NCDFIs) fill credit supply gaps and promote financial inclusion in Native communities. To mitigate lending risks and aid clients, NCDFIs often rely on unconventional lending practices such as providing clients with free financial counseling. Drawing on uniquely detailed consumer loan-level data of one prominent NCDFI, we empirically model the hazard of a loan turning into bad debt.
View Article and Find Full Text PDFWorld Med Health Policy
September 2022
As early as two months into the COVID-19 pandemic, popular media started reporting that women leaders, compared to men leaders, were managing COVID-19 better. This paper empirically examines the impact of women leaders in managing pandemic health outcomes one year after the onset of the pandemic. Further, we consider leader effectiveness within the context of country culture.
View Article and Find Full Text PDFIntimate partner sexual violence (IPSV) is common, yet in many jurisdictions the law still does not adequately recognize it. In those jurisdictions that have formally criminalized IPSV, little is known about the extent to which IPSV-related law on the books is implemented in practice. Especially scarce is systematic quantitative evidence on the processing of IPSV cases by the justice system.
View Article and Find Full Text PDFWe develop and empirically test a theory concerning host-society natives' beliefs about whether immigrants should culturally assimilate into the host society or preserve their own cultural norms. We argue that when national identity is a source of intrinsic utility, the longevity of national identity influences a national identity's perceived resilience to an ostensible immigrant threat and, thus, affects natives' beliefs about the need for immigrants' cultural assimilation. Empirical evidence based on data from countries of wider Europe supports our theory.
View Article and Find Full Text PDF