Multistate Health Plans: Agents for Competition or Consolidation?

We discuss and evaluate the Multi-State Plan (MSP) Program, a provision of the Affordable Care Act that has not been the subject of much debate as yet. The MSP Program provides the Office of Personnel Management with new authority to negotiate and implement multistate insurance plans on all health insurance exchanges within the United States. We raise the concern that the MSP Program may lead to further consolidation of the health insurance industry despite the program's stated goal of increasing competition by means of health insurance exchanges.

Expanding choice through defined contributions: overcoming a non-participatory health care economy.

The fate of the Patient Protection and Affordable Care Act of 2010 is uncertain. Much of the opposition is grounded in popular hostility to expansive federal control over individuals' health care decision-making. But the new law reinforces existing third-party payment, primarily through employers and government programs.

Healthcare reform wars.

What's wrong with the current healthcare system, and who's to blame? How can government-run healthcare be avoided? Dr Moffit, from The Heritage Foundation in Washington, DC, analyzes the problems of the current system, explains the pitfalls of proposed reforms, and offers a solution for saving the traditional private practice system.