Applying to college: Do information deficits lower the likelihood of college-eligible students from less-privileged families to pursue their college intentions?: Evidence from a field experiment.

Information deficits are considered an important source of why students from less-privileged families do not enroll in college, even when they are college-eligible and intend to go to college. In this paper, we examine whether correct and detailed information on the costs of and returns to higher education increases the likelihood of college applications of less-privileged high school graduates who expressed college intentions in their junior high school year. We employ an experimental design with a randomly assigned 25-minute information treatment about funding opportunities for, and returns to, higher education given at Berlin schools awarding university entrance qualifications.

Buffering income loss due to unemployment: Family and welfare state influences on income after job loss in the United States and western Germany.

This article analyzes how the family and the welfare state influence household income trajectories after job loss in the United States and in western Germany. Drawing on panel data from the Panel Study of Income Dynamics (PSID) and the German Socio-Economic Panel (GSOEP), I study the income buffering effects of the family and the welfare state in the short an in the long run after job loss. I demonstrate that household income trajectories after job loss in the two countries are similar for couple households.