Correction: Determining the factors of m-wallets adoption. A twofold SEM-ANN approach.

[This corrects the article DOI: 10.1371/journal.pone.

Determining the factors of m-wallets adoption. A twofold SEM-ANN approach.

M-wallets are comparatively more advantageous and convenient than conventional payment systems as m-wallets allow users to avoid cash. The present research uses the diffusion of innovation theory as the base theory to propose a research model by incorporating constructs like convenience, perceived security, personal innovativeness, and perceived trust to investigate the determinants of consumers' intention-to-use m-wallets. A twofold approach comprising of Structural Equation Modelling-Artificial Neural Network (SEM-ANN) was used: First, partial least squares structural equation modelling (PLS-SEM) was employed to determine the significant determinants of intention-to-use.