A quantitative analysis on the effect of COVID-19 in a private health insurance plan expenditure.

This paper explores the effect of COVID-19 on health care expenditure using data from a private Health Insurance Plan (HIP). As well known, at the beginning of the COVID-19 pandemic, governments had to rely on Non-Pharmaceutical Interventions against the spread of the virus. However, the stringency of lockdowns differed across space and time as governments had to adjust their strategy dynamically to the country-specific development of the crisis.