Housing insecurity, financial hardship and mental health.

We examine the impact of housing insecurity on mental health. We use missed rental payments due to a shortage of money as a direct measure of housing insecurity and a difference-in-differences framework that allows us to differentiate the effect of housing insecurity from the effect of experiencing financial hardship more generally. We find that housing insecurity causes a decline in mental health.

Out-of-pocket expenditure, need, utilisation, and private health insurance in the Australian healthcare system.

Despite widespread public service provision, public funding, and private health insurance (PHI), 20% of all healthcare expenditure across the OECD is covered by out-of-pocket expenditure (OOPE). This creates an equity concern for the increasing number of individuals with chronic conditions and greater need, particularly if higher need coincides with lower income. Theoretically, individuals may mitigate OOPE risk by purchasing PHI, replacing variable OOPE with fixed expenditure on premiums.

The relationship between physical activity, cognitive function and health care use: A mediation analysis.

Physical activity is known to provide substantial health benefits and subsequently reduce health care use among older people, but little is known about how much of this effect is due to improved cognitive function as opposed to physical improvements in health. We study the direct and indirect effect of physical activity on health care use using the word recall task as a measure of cognitive function in a mediation framework. We use data from eight waves of the US Health and Retirement Study (HRS) (2004 - 2018) of people aged 65 and older and exploit genetic variations between individuals as an instrumental variable (IV) for cognitive function, a local health care supply measure as IV for health care use, and neighbourhood physical activity as IV for individual physical activity in our simultaneous three-equation model.

The effect of housing wealth on older adults' health care utilization: Evidence from fluctuations in the U.S. housing market.

Do wealthier individuals use more health care services than those less affluent? Our paper addresses this question by examining the relationship between housing wealth and health care utilization. Exploiting fluctuations in the U.S.

A dynamic microeconomic analysis of the impact of physical activity on cognition among older people.

This microeconomic study explores the dynamic relationship between physical activity and cognition, using longitudinal data from 6 waves of the Survey of Health, Ageing and Retirement in Europe (SHARE) between 2004 and 2017. Physical activity has drawn significant attention as a potentially successful action for protecting brain health and cognition in the aging population, but the empirical evidence in observational studies is inconclusive to date. We add to the literature by estimating the effect of physical activity on cognition, tackling many sources of bias, which have previously not been addressed consistently.