A large portion of the baby boomer population will live beyond the age of 90 years and entitlement programs and various insurance products have thusly become interested in longevity risk. Beyond cohort life table predictions, actuaries have little to go on in determining which individuals or portions of populations are at increased risk of living to 90 or 100 or even older. We and others have noted strong familial risk for living beyond the oldest one percentile of survival and we developed an algorithm that uses information about relatives' longevity to compute the chance of an individual surviving to extreme old age.
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